Connect with us

Why you should seriously consider not churning

Travel Hacks

Why you should seriously consider not churning

As the saying goes if you have to ask what churning is it’s not for you. Churning is the slow process of finding credit offers applying making the minimum spend in most cases to get anywhere from 20,000 to 100,000 points then moving on to the next card offer.

I’ve personally met people that have over 50 credit cards and are constantly moving money from one card to another. The amount of time involved in a project like this is insane

There are risks involved to your credit it’s not for everyone. The number one tip for churning is to have a goal in mind and work towards that goal. For some people that goal maybe airfare to hawaii or a week in fiji in a suite using nothing but points.

You should not consider churning if you meet the following criteria

  1. Sub 730 credit score
  2. Possible Mortgage or Auto Loan within 2 years
  3. Credit Unestablished
  4. You are not sure you can pay the credit cards balance each month

Photo by Prayitno / Thank you for (9 millions +) views

Continue Reading
You may also like...
jason

Jason Laveglia is founder of Travel Cicerone a travel and lifestyle blog that combines the founders love for travel and developing websites for travel and hospitality. Jason has a background in marketing and technology

Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

More in Travel Hacks

Advertisement Enter ad code here

Trending

Contributors

Photography

Photography

Mastering Blue Hour Photography

By March 4, 2016

Showcase

Berkeley Marina

By March 8, 2015
To Top